Here's my story, my credentials, and how I work.

I used to be an engineer before I became a financial adviser. That background still shapes how I work. I don't recommend a policy until I understand your numbers first — your income, your dependents, what you already have, and what you're working toward.
Today I serve 150+ clients nationwide and I've been a consistent top advisor at Pru Life UK. I'm licensed by the Insurance Commission, and still working toward MDRT. Every client gets the same approach — whether it's your first policy, or you're protecting a growing business.
Every client starts with a free assessment — not a sales pitch.
Your coverage is based on your real numbers — not a quota I need to hit.
You get a free Zoom call to go over your numbers together — no obligation.
Consistent performance, and a few moments worth celebrating.
150+ clients, every stage of life. The assessment adjusts to fit yours.
What clients say, in their own words.
Verified Facebook recommendation
"When it comes sa pag explain sa policy, makasabot jud dayon ko kay well explained ni Engr. Malit — naa syay mga presentations na gina pakita niya every detail og gina explain kada item. Willing sya maminaw pila lang kaya nako og iyang ginapangitaan og way para ma fit akong budget sa ilang bracket."
Explained clearly, no pressure"Hi Fer! Thank you for the eye opener presentation. Luckily, because of you, na-enlighten among mind — 10 yrs from now, asa nami? Nakaipon na ba mi? Now gusto na nako tanan nako family member kay insured. God bless you Fer, continue teaching other people."
Made insurance make senseFree, structured, and takes about 2 minutes.
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